The Markets and Ukraine (3/18/2022)

Since February 24th, the war in Ukraine has shown us how violent Putin and Russia can really be to their neighbor. This violence has had an impact on the citizens of Ukraine as well as most western countries. From an investment perspective the war has added more uncertainty, as the price of oil and other commodities have gone up, inflation has risen further, and worker shortages and supply chain issues weigh heavily on markets.

Hero Image: 

Ukraine and Other Matters (2-22-2022)

We are living in a trying time for us and for the world. When the pandemic began in 2020 it took a great deal away form each of us. Since that time people we know became ill, loved ones passed away and our sense of freedom and purpose was shaken. In the United States, there was action by the Federal Reserve and Federal Government to mitigate the toll of the pandemic on the finances of our citizens.

Hero Image: 

Current Market Condition (9/30/2021)

September, historically, is the worst month of the year for the stock market. It appears the fundamental reason is that earnings reports for the first and second quarters don’t really tell the full story of how corporations are doing for the year. The third-quarter earnings are really important since they give strong guidance on how corporations will do for the calendar year. Most significant reporting doesn’t begin until the third week in October. The anticipation of what these reports might look like gets the markets a little spooked in September.

Hero Image: 

Positive and Negative (8/12/2020)

I am constantly bringing up the use of Modern Portfolio Theory which advocates the use of diversification in an investment portfolio. We attempt to keep the portfolios of our clients “dynamic” by making changes to the allocation of assets in each portfolio when we believe it is in the best interest of our clients.  

Hero Image: 

Fear and Perspective (3/23/2020)

I have no more idea where coronavirus and its total impact is going than anyone else. As a pandemic this is unprecedented for the world and the U.S. With global and national travel so fluid today, diseases can spread very rapidly.

Hero Image: 

Coronavirus Concerns (3/16/2020)

It is clear to all of us that the coronavirus is impacting every area of our lives. Schools are closed, gathering of 50 or more people are being eliminated, more people are working from home and we are all being told to keep our distance from other people. Here at Secure Planning, we’ve made the decision to not have any appointments in the office but rather to do them by phone, for the time being. This is in both our clients and employee’s best interest.

Hero Image: 

Coronavirus Impact (2/28/2020)

It became very clear this week that Coronavirus was having a major impact worldwide.  The spread of the virus caused many countries to quarantine large groups of their population. The biggest impact has been in China, where millions of people have been quarantined. With fewer workers available and transportation greatly reduced, the economy of China and other Asian countries has taken a serious reduction. Since much of the Asian shipping is handled either directly or indirectly by China, the slow down in China has resulted in a disruption of the worldwide supply chain.

Hero Image: 

Inverted Yield Curve (4/2/2019)

You may be hearing more these days about U.S. Treasury Bills and the inverted yield curve.

Hero Image: 

The Boomerang (2/8/2019)

Those who have followed me over the years might already have heard my Rip Van Winkle story. It’s back again. We are often so focused on what the stock market is doing today that we lose sight of the bigger picture. As most everyone knows, 2018 was not a good year for the stock market or for many other markets. On the other hand, 2017 was a very good year for most asset classes.

Hero Image: 

Where are the Winners? (11/27/2018)

The year 1994 was a difficult investing period, when both stocks and bonds were down.  History may be repeating itself this year. The November 26, 2019 edition of the Wall Street Journal noted that Deutsche Bank, which tracks 70 asset classes, indicated that 90% were posting negative total dollar returns through mid-November. “That is on track for the highest share since 1920, when 84% of 37 asset classes were negative,” the WSJ stated. In comparison, only 1% of asset classes were negative last year.

Hero Image: